Terms and conditions of use
This website is owned and operated by Physician Wealth Solutions Inc. (“Physician Wealth Solutions”, "PWS," “we”, “us”, or “our”). By using www.physicianwealthsolutions.com or www.financialplannerfordoctors.com (the “Site”) and the information and services available through this Site, you agree to follow and be bound by these conditions of use. Physician Wealth Solutions reserves the right to modify these conditions at any time, and any such modification will be effective immediately upon posting the modification. If you do not agree to these conditions, do not use this Site.
Physician Wealth Solutions Inc. (“PWS”) is a registered investment adviser with the U.S Securities and Exchange Commission. Physician Wealth Solutions and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which Physician Wealth Solutions maintains clients. Physician Wealth Solutions may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.
For information pertaining to the registration status of Physician Wealth Solutions, please contact the United States Securities and Exchange Commission on their website at www.adviserinfo.sec.gov or state securities law administrators for those states in which Physician Wealth Solutions is registered. A copy of Physician Wealth Solutions current written disclosure statement discussing Physician Wealth Solutions business operations, services, and fees is available from Physician Wealth Solutions upon written request.
Site for Information Only
Physician Wealth Solutions website is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of Physician Wealth Solutions website on the Internet should not be construed by any consumer and/or prospective client as Physician Wealth Solutions solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.
You should not construe any such information or other content available through this Site as investment, insurance, legal or tax advice. You should consult your business advisor, attorney, or tax and accounting advisor regarding your specific legal or tax situation. You alone will bear the sole responsibility of evaluating the merits and risks associated with the use of any data, information, or content on this Site before making any decisions based on such data, information, or content. In exchange for using such data, information, or content, you agree not to hold Physician Wealth Solutions or its third party content providers liable for any and all claims, losses, liability, costs and expenses (including but not limited to attorneys’ fees) arising from your use of this Site, from your violation of these Terms or from any decisions that you make based on information made available to you through this Site.
Advice can only be rendered after the following conditions are met: 1) The delivery of a disclosure statement, and execution of an investment advisory and/or a financial planning contract by the client and the adviser; and 2) Initial Payment of the planning fee or investment advisory fee by the client to the adviser. Furthermore, the information resulting from the use of tools, charts, graphs or other information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Physician Wealth Solutions.
The graphs and charts provided by this website depict general information regarding past performance of various indexes and asset classes. Past performance is never a guarantee of future performance and the charts and graphs on this website are not meant to predict future performance. An investor should not base any investment decisions solely on the information provided by the charts and graphs.
Any subsequent, direct communication by Physician Wealth Solutions with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Physician Wealth Solutions, please contact the United States Securities and Exchange Commission on their website at www.adviserinfo.sec.gov or state securities law administrators for those states in which Physician Wealth Solutions is registered. A copy of Physician Wealth Solutions current written disclosure statement discussing Physician Wealth Solutions business operations, services, and fees is available from Physician Wealth Solutions upon written request.
Physician Wealth Solutions does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Physician Wealth Solutions website or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
ACCESS TO THIS WEBSITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS AND WITHOUT ANY WARRANTIES, EXPRESSED OR IMPLIED, REGARDING THE ACCURACY, COMPLETENESS, TIMELINESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS WEBSITE OR ANY THIRD PARTY WEBSITE LINKED TO THIS WEBSITE.
To the fullest extent permissible pursuant to applicable law, Physician Wealth Solutions disclaims all warranties, including, but not limited to, any warranty of non-infringement of third-party rights and any implied warranties of merchantability and fitness for a particular purpose. Physician Wealth Solutions does not warrant, either expressly or impliedly, the accuracy or completeness of the information, text, graphics, links or other items contained on this Site and does not warrant that the functions contained in this Site will be uninterrupted or error-free, that defects will be corrected, or that the Site will be free of viruses or other harmful components. Physician Wealth Solutions expressly disclaims all liability for errors and omissions in the materials on this Site and for the use or interpretation by others of information contained on the Site.
ANY CONTENT OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THIS SITE IS DONE AT YOUR OWN DISCRETION AND RISK. YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH CONTENT.
To the extent that you utilize any economic calculator or similar device contained within or linked to Physician Wealth Solutions web site, the you acknowledge and understand that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Physician Wealth Solutions, or from any other investment professional.
Risks of Investing
Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Physician Wealth Solutions) made reference to directly or indirectly by Physician Wealth Solutions in its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s).
Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Physician Wealth Solutions), will be suitable or profitable to your investment portfolio or equal any historical performance level(s).
Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the occurrence of which would have the effect of decreasing historical performance results.
Certain portions of Physician Wealth Solutions’ web site (i.e. blogs, newsletters, articles, commentaries, etc) may contain a discussion of, and/or provide access to, Physician Wealth Solutions (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, do not assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Physician Wealth Solutions or from any other investment professional. Physician Wealth Solutions is not an attorney and no portion of the web site content should be interpreted as legal advice.
You agree, as a condition precedent to your access to Physician Wealth Solutions web site, to release and hold harmless Physician Wealth Solutions, its officers, directors, members, owners, employees, agents, and any third party content providers from any and all adverse consequences, claims, losses, liability, costs and expenses (including but not limited to attorneys’ fees) arising from your use of this Site, from your violation of these Terms or from any decisions that you make based on information made available to you through this Site, or resulting from any of your actions and/or omissions which are independent of your receipt of personalized individual advice from Physician Wealth Solutions.
Regarding links to other websites: The links and the information they include are provided as a courtesy and do not suggest a recommendation or endorsement by Physician Wealth Solutions. When accessing one of these links, you are assuming total responsibility and risk for use of the websites. Physician Wealth Solutions makes no representation as to the completeness or accuracy of information provided at these websites, nor is Physician Wealth Solutions liable for any direct or indirect technical or system issues or any consequences arising out of one’s access to or their use of third-party technologies, websites, information and programs made available through this website. Physician Wealth Solutions has not reviewed or authorized any websites linking to this Site, nor do we take responsibility for any websites linking to this Site.
Unauthorized use of the Site includes, but is not limited to, unauthorized entry into Physician Wealth Solutions system and misuse of passwords or any other information and is strictly prohibited. Accordingly, you may not attempt to gain unauthorized access to the Site, computer systems, or networks connected to the Site through hacking, password mining, or any other means.
Trademarks, Copyrights and other Intellectual Property
The content contained on this Site is owned or licensed by Physician Wealth Solutions and its third-party information providers and is protected by applicable copyrights, trademarks, service marks, and/or other intellectual property rights. Such content is solely for your personal, non-commercial use. Accordingly, you may not copy, distribute, modify, post, frame or link this Site, including any text, graphics, video, audio, software code, user interface design or logos. You may not distribute, modify, transmit, reuse, repost, or use the content of this Site for public or commercial purposes, including all text, images, audio, and video, without Physician Wealth Solutions written permission. Modification or use of the materials for any other purpose violates Physician Wealth Solutions intellectual property rights.
All trademarks, service marks, trade names, and logos displayed on this Site are proprietary to Physician Wealth Solutions and/or their respective owners. Nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this Site without the written permission of Physician Wealth Solutions or such other third party that may own the trademark displayed on this Site. Your use of the trademarks displayed on this Site, except as provided herein, is strictly prohibited.
The use of the images displayed on this Site by you, or anyone else authorized by you, is prohibited. Any unauthorized use of the images may violate copyright laws, trademark laws, and the laws of privacy and publicity, and communications, as well as other regulations and statutes. If you download any information from this Site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.
For The Public
E-mail addresses: Physician Wealth Solutions Inc. (PWS) will not give, sell, rent, lend or otherwise distribute your e-mail address for purposes other than communications between you and PWS. We will make a reasonable effort to give you an opportunity to unsubscribe from lists we may maintain.
Website: Internet cookies are a feature of web browser software that can gather information about website visitors and allows web servers to recognize the computer used to access a website. PWS will not use, collect, or store cookies during your visit to our website.
Maintaining the trust and confidence of our clients is a high priority. That is why we want you to understand how we protect your privacy when we collect and use information about you, and the steps that we take to safeguard that information. This notice is provided to you on behalf of PWS.
Information We Collect: In connection with providing investment products, financial advice, or other services, we obtain non-public personal information about you, including:
- Information we receive from you on account applications, such as your address, date of birth, Social Security Number, occupation, financial goals, assets and income;
- Information about your transactions with us, our affiliates, or others; and
- Information received from credit or service bureaus or other third parties, such as your credit history or employment status.
Categories of Information We Disclose: We may only disclose information that we collect in accordance with this policy. PWS does not sell customer lists and will not sell your name to telemarketers.
Categories of Parties to Whom We Disclose: We will not disclose information regarding you or your account with us, except under the following circumstances:
- To your authorized Representative and/or his or her manager;
- To our parent companies or their affiliates, to the extent permitted by law;
- To entities that perform services for us or function on our behalf, including financial service providers, such as a clearing broker-dealer, investment company, or insurance company;
- To consumer reporting agencies,
- To third parties who perform services or marketing on our behalf;
- To your attorney, trustee or anyone else who represents you in a fiduciary capacity;
- To our attorneys, accountants or auditors; and
- To government entities or other third parties in response to subpoenas or other legal process as required by law or to comply with regulatory inquiries.
How We Use Information: Information may be used among companies that perform support services for us, such as data processors, technical systems consultants and programmers, or companies that help us market products and services to you for a number of purposes, such as:
- To protect your accounts from unauthorized access or identity theft;
- To process your requests such as securities purchases and sales;
- To establish or maintain an account with an unaffiliated third party, such as a clearing broker-dealer providing services to you and/or Physician Wealth Solutions, Inc.;
- To service your accounts, such as by issuing checks and account statements;
- To comply with Federal, State, and Self-Regulatory Organization requirements;
- To keep you informed about financial services of interest to you.
Our Security Policy: We restrict access to nonpublic personal information about you to those individuals who need to know that information to provide products or services to you and perform their respective duties. We maintain physical, electronic, and procedural security measures to safeguard confidential client information.
Complaint Notification: Please direct complaints to: Setu Mazumdar, President & Chief Compliance Officer, Physician Wealth Solutions Inc., 8775 Lufield Ridge Ct, Las Vegas, NV 89149 phone: (404) 386-7641.
Client Portfolio Portal Disclaimer
Although the information in the client portfolio portal site has been compiled from data considered to be reliable, the information is unaudited and is not independently verified. We do not guarantee that the material is accurate, complete, or up to date.
The financial information contained in the site is not a substitute for the regular monthly statements you receive from the qualified custodian(s) of your account. You are strongly encouraged to compare this information in the client portfolio portal site against the actual account statements received from the qualified custodian(s) of your accounts. If any discrepancy exists between the site and your regular monthly account statement, the account statement should be considered to be the accurate document. However, please contact Physician Wealth Solutions if discrepancies are noted or if you think you have not received your most current account statement(s).
Different types of investments and investment strategies (including the investments purchased and/or investment strategies devised by your Advisor) involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product detailed in this report will increase in value, will be profitable, or will equal any corresponding indicated historical performance level(s).
Results reflect the deduction of advisory fees, brokerage commissions, or fund charges. Results reflect the investment of dividends and other earnings. This information is provided to you in a combined form, solely for your convenience and ease of review.
Past performance is never a guarantee of future results. All investments have investment risks such as fluctuation in investment principal.
Report calculations and figures should not be relied upon for tax purposes.
Please immediately notify your Advisor of any changes in your financial situation, risk tolerance, or investment objectives. This information is very important as it is used to monitor your portfolio.
Information pertaining to advisory operations, services, and fees is set forth in the firm’s Form ADV Disclosure Brochure, a copy of which is available from your Advisor upon request. Please also call with any questions you may have, or if you would like to review this report or your current investment strategy.